Best ETH (Ethereum) Interest Rates of Sep 2025
Compare the best ETH (Ethereum) interest rates for staking and earning yield, from the top crypto interest accounts of Sep 2025. Comparison of the best CeFi platforms and exchanges to earn on ETH / Ethereum.
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Best ETH Interest Rates
The table above compares the best ETH interest rates. As you’ll notice, there are base rates and max rates. Since the max rates often have certain requirements, such as locking the asset for a fixed amount of time, the best Ethereum interest rate will depend on your willingness to fulfill any of those requirements.
For example, platform A might have a higher base rate than platform B, but platform B can offer a higher max rate if you lock your ETH for one month. So the best ETH interest rate would depend on your willingness to lock the asset.
Where To Earn the Highest ETH Yield
The max APY column will show where you can earn the highest ETH yield, depending on your willingness to fulfill any requirements specified. Some platforms also have tiers, as specified, so you may only be able earn the highest ETH interest rate on the first X amount of ETH.
In addition, there is a toggle above the table where you can change the location between United States and International. The platforms and Ethereum rates may change for US vs non-US. The table also includes other details relevant to determining the highest ETH interest rates, such as pointing out when a platform is unavailable in a specific US state.
Best ETH APY / Best ETH APR
The table shows ETH rates in APY (Annual Percentage Yield) by default. However, some platforms advertise their rates in APR (Annual Percentage Rate), so the table will specify when rates are in APR. APY takes into account compound interest, while APR does not. If a platform has ETH rates in APR, you can use tools like this to convert ETH APR to ETH APY.
Best ETH Staking Rates / Best ETH Lending Rates
For earning yield, staking ETH is sometimes used interchangeably with lending ETH. So those looking for the best ETH staking rates to earn interest might be looking for the best ETH lending rates to earn interest. With the CeFi platforms covered here, you are lending your ETH to centralized entities, as a way to earn yield on ETH.
How To Earn Interest on ETH
To earn interest on ETH, an individual would create an account, then there is usually a KYC (Know Your Customer) process to verify your identity. From there, you can often just deposit ETH to start earning interest. To earn the highest ETH APY, as shown in the max APY column, there are sometimes other requirements, as specified in the table.
Why Earn ETH Interest
The high yield offered by ETH interest accounts is likely the main reason an individual would want to earn ETH interest, rather than letting it sit idle.
However, there is always risk that you lose some or all of your assets. For example, a CeFi platform could halt withdrawals on the coins you deposited. Do your own research to make sure you understand all the risks of any particular cryptocurrency, or platform holding your crypto. No cryptocurrency or platform is without risk.
Best ETH Interest Account / Best ETH Savings Account
CeFi platforms are sometimes referred to as crypto interest accounts or crypto savings accounts (though very different from traditional bank accounts). The best ETH interest account / best ETH savings account might vary based on an individual’s preferences and situation.
For instance, some platforms have tiers, so what might be ideal for one person, might be less ideal for someone with a much higher amount of ETH. You also wouldn’t want to use a platform that you believe is too risky, even if everything else seems ideal.