Best APT (Aptos) Interest Rates of Sep 2025
Compare the best APT (Aptos) interest rates for staking and earning yield, from the top crypto interest accounts of Sep 2025. Comparison of the best CeFi platforms and exchanges to earn on APT / Aptos.
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Best APT Interest Rates
The table above compares the best APT interest rates. As you’ll notice, there are base rates and max rates. Since the max rates often have certain requirements, such as locking the asset for a fixed amount of time, the best Aptos interest rate will depend on your willingness to fulfill any of those requirements.
For example, platform A might have a higher base rate than platform B, but platform B can offer a higher max rate if you lock your APT for one month. So the best APT interest rate would depend on your willingness to lock the asset.
Where To Earn the Highest APT Yield
The max APY column will show where you can earn the highest APT yield, depending on your willingness to fulfill any requirements specified. Some platforms also have tiers, as specified, so you may only be able earn the highest APT interest rate on the first X amount of APT.
In addition, there is a toggle above the table where you can change the location between United States and International. The platforms and Aptos rates may change for US vs non-US. The table also includes other details relevant to determining the highest APT interest rates, such as pointing out when a platform is unavailable in a specific US state.
Best APT APY / Best APT APR
The table shows APT rates in APY (Annual Percentage Yield) by default. However, some platforms advertise their rates in APR (Annual Percentage Rate), so the table will specify when rates are in APR. APY takes into account compound interest, while APR does not. If a platform has APT rates in APR, you can use tools like this to convert APT APR to APT APY.
Best APT Staking Rates / Best APT Lending Rates
For earning yield, staking APT is sometimes used interchangeably with lending APT. So those looking for the best APT staking rates to earn interest might be looking for the best APT lending rates to earn interest. With the CeFi platforms covered here, you are lending your APT to centralized entities, as a way to earn yield on APT.
How To Earn Interest on APT
To earn interest on APT, an individual would create an account, then there is usually a KYC (Know Your Customer) process to verify your identity. From there, you can often just deposit APT to start earning interest. To earn the highest APT APY, as shown in the max APY column, there are sometimes other requirements, as specified in the table.
Why Earn APT Interest
The high yield offered by APT interest accounts is likely the main reason an individual would want to earn APT interest, rather than letting it sit idle.
However, there is always risk that you lose some or all of your assets. For example, a CeFi platform could halt withdrawals on the coins you deposited. Do your own research to make sure you understand all the risks of any particular cryptocurrency, or platform holding your crypto. No cryptocurrency or platform is without risk.
Best APT Interest Account / Best APT Savings Account
CeFi platforms are sometimes referred to as crypto interest accounts or crypto savings accounts (though very different from traditional bank accounts). The best APT interest account / best APT savings account might vary based on an individual’s preferences and situation.
For instance, some platforms have tiers, so what might be ideal for one person, might be less ideal for someone with a much higher amount of APT. You also wouldn’t want to use a platform that you believe is too risky, even if everything else seems ideal.